A guide to Credit score
- If or not you have been quick in your prior money
- The level of obligations you owe
- The amount of time you have got had finance otherwise handmade cards an excellent
- Your mix of different kinds of credit
- Exactly how much the fresh new borrowing from the bank you’ve got removed has just
Of all of the these types of situations, the first element was spending punctually, that renders up to thirty five% of your credit history. If you cannot create one to fee along with a past from using timely, they probably will not hurt your credit score much.