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Trick takeaways
- Citi Bend Finance allow you to withdraw certain or all of your own available Citi cards borrowing given that a loan
- Taking the loans as the an effective Citi Bend Mortgage gets a predetermined monthly payment and repaired interest rate up to the loan are repaid back into full
- Citi Flex Finance give plenty of gurus, such as for instance maybe not demanding an extra hard borrowing query, but you will need run the latest number to ensure it seem sensible for your situation
Handmade cards provide a convenient solution to purchase relaxed commands, yet you’ll find constantly situations where you may favor cash.
New Citi Fold Loan system would be a helpful replacement for powering right up an equilibrium on the cards having unanticipated costs or taking out credit cards payday loan. Cash advances typically want an upfront percentage (usually 5 % of one’s advance matter), https://paydayloanalabama.com/panola/ while the currency you obtain begins accruing attract at an excellent highest varying rates from date one with no grace period.
If you are looking to have a far greater alternative, Citi Fold Loans can be worth examining. This is how Citi Bend Financing are employed in practice, many suggestions to make it easier to is an excellent choice for you.
What is a Citi Flex Loan?
Citi Bend Loans and you will Urban area Flex Pay are two software one to offer cardholders even more flexible commission possibilities and you will fixed words by way of Citi’s Citi Fold Plans.
With a great Citi Flex Financing, you could pull out that loan in your eligible Citi card’s credit line within a predetermined rate of interest. You may want to determine how far you should borrow and settle on a predetermined payment per month and fixed interest rate one to lasts to your lifetime of the mortgage instead doing another type of application otherwise credit check.
Citi Fold Shell out, at the same time, try a flexible percentage plan for Citi cardmembers enabling qualified mastercard sales to-be paid down throughout the years which have a good fixed Apr.
Each other Citi Bend Loans and you will Citi Fold Pay are options available once you create an excellent Citi Fold Plan., Citi’s system providing cardholders a lot more versatile commission choice and you may fixed terms and conditions.